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Facts about funds

Facts about funds

This section explains how funds work. It focuses on UK authorised funds (unit trusts and OEICs) and offshore funds that are registered for sale in the UK.

 

Funds are regulated products, subject to strict rules that are designed to ensure your money is well looked after.

Click here for definitions of unit trusts, OEICs, UCITS and offshore funds

Click here for information about other types of investment products

Funds are a flexible way to invest money. You can pool your money with other investors, so that with only modest sums to invest you can spread risk across a range of investments (eg. shares, bonds, cash and property). They can be used to grow your capital (perhaps for retirement), to provide a regular income and some can be used for shorter term savings needs. You can invest in funds tax efficiently through ISAs and personal pensions.

In this section

How UK funds are regulated to protect your investment

How funds spread investment risk

Choices: different funds to suit your needs

The information the fund manager provides 

Where to buy and sell funds

Costs and charges of investing in funds

What tax you might need to pay

How your money is managed

 

If you would like a more general introduction to saving and investing, go to 'Introducing investment'.

'Facts About Funds' is a new area of our website. We welcome your views and comments to help us continue to develop this section. Please email your feedback to: cbridge@investmentuk.org.



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