Facts about funds
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Facts about funds
| This section explains how funds work. It focuses on UK authorised funds (unit trusts and OEICs) and offshore funds that are registered for sale in the UK. |
Funds are regulated products, subject to strict rules that are designed to ensure your money is well looked after.
Click here for definitions of unit trusts, OEICs, UCITS and offshore funds
Click here for information about other types of investment products
Funds are a flexible way to invest money. You can pool your money with other investors, so that with only modest sums to invest you can spread risk across a range of investments (eg. shares, bonds, cash and property). They can be used to grow your capital (perhaps for retirement), to provide a regular income and some can be used for shorter term savings needs. You can invest in funds tax efficiently through ISAs and personal pensions.
In this section
How UK funds are regulated to protect your investment
How funds spread investment risk
Choices: different funds to suit your needs
The information the fund manager provides
Costs and charges of investing in funds
What tax you might need to pay
If you would like a more general introduction to saving and investing, go to 'Introducing investment'.
| 'Facts About Funds' is a new area of our website. We welcome your views and comments to help us continue to develop this section. Please email your feedback to: cbridge@investmentuk.org. |